Momentum Ascent

Your Privacy is Our Priority

Clear, transparent policies protecting your personal and financial information.

Illustration of digital lock and shield representing data protection and secure privacy policy
Digital lock and shield representing data protection

Our Commitment to Your Privacy

Comprehensive Protection

Momentum Ascent maintains the highest standards of data protection, meeting and exceeding federal and state privacy requirements. Our policies are designed to safeguard your sensitive information at every step of your journey with us.

Transparent Practices

We believe in complete transparency. Our privacy policy clearly outlines what information we collect, how it's used, and when it's shared, ensuring you always know how your data is handled. No hidden clauses, no surprises.

Your Control, Your Rights

Your personal information remains under your control. We provide clear explanations of your rights regarding your data and offer accessible mechanisms for you to manage your communication preferences and access your information.

We regularly review and update our privacy policy to reflect new technologies and legal requirements. Any significant changes will be communicated promptly. For any privacy-related questions, please contact us at [email protected].

What Information We Collect and Why

Loan Application Data

During your loan application, we collect essential personal identification details (name, address, date of birth, SSN), contact information, employment status, income details, and banking information. This information is crucial for verifying your identity, assessing your creditworthiness, processing your loan, and fulfilling regulatory obligations.

Illustration of a secure digital form with a lock icon, representing secure loan application data collection.
Secure digital form for loan application data

Website Usage & Cookies

To improve your experience and our services, we gather non-personally identifiable website usage data through cookies and analytics tools. This includes IP addresses, browser type, pages visited, and time spent on our site. This helps us understand user behavior and optimize our platform, ensuring secure access and enhanced functionality.

Abstract illustration of website data flow and cookie icons, symbolizing website usage data collection.
Abstract representation of website cookie data

In some cases, to ensure accurate underwriting and compliance, we may obtain information from third-party sources such as credit bureaus and identity verification services, always with your explicit consent where required. You will always be informed before any optional information is collected.

How We Use and Share Your Information

At Momentum Ascent, your information is primarily used to process your loan application, service your loan account, and provide customer support. This includes verifying your identity, evaluating your eligibility, disbursing funds, and managing repayments.

Sharing with Trusted Partners:

  • Credit Bureaus: For credit assessment and reporting, as permitted by law.
  • Verification Services: To confirm identity, employment, and banking details securely.
  • Service Providers: For operational support, such as payment processing and IT security, under strict confidentiality agreements.

We only share information necessary for these specific purposes and with entities that adhere to equivalent privacy and security standards. We do not sell your personal data.

For marketing communications, you have full control. You can opt-out of promotional emails at any time through your account settings or the unsubscribe link in our emails.

In adherence to legal and regulatory requirements, we may disclose information to law enforcement or government agencies when legally compelled to do so. Data is retained only as long as necessary for business and legal purposes, after which it is securely disposed of.

Abstract depiction of secure data flow between Momentum Ascent, the user, and trusted partners, emphasizing encryption and privacy.
Secure data exchange for loan processing

How We Protect Your Information

Technical Safeguards

We employ advanced encryption for data in transit and at rest, secure servers, and robust firewalls to prevent unauthorized access. Our systems undergo continuous monitoring and penetration testing.

Physical Security

Our data centers and office locations are protected by stringent physical access controls, surveillance, and environmental monitoring to ensure the integrity and security of all hardware and data.

Administrative Controls

All Momentum Ascent employees receive mandatory training on data privacy and security protocols. Access to sensitive data is strictly limited to authorized personnel on a need-to-know basis.

We conduct regular security audits and maintain compliance with industry best practices to ensure your data is always protected with the highest level of care. In the unlikely event of a security incident, we have robust response procedures in place to mitigate impact and notify affected parties transparently.

Your Rights and Control Over Your Information

We empower you with full command over your personal data.

You have the right to request access to the personal information we hold about you. Simply contact our support team at [email protected] to initiate a review. We will provide you with a comprehensive overview of your data in a clear, understandable format.
If you find any inaccuracies in your personal or financial information, you can request corrections. It's vital that the information we hold is up-to-date and accurate to ensure smooth loan processing and compliance. Our team is ready to assist you with updates.
You can request the deletion of your personal data or the closure of your account, subject to legal and regulatory retention requirements. We will guide you through this process, explaining any implications and fulfilling your request promptly.
Control how we communicate with you. You can update your marketing communication preferences at any time in your user dashboard or by using the unsubscribe link in our promotional emails. We respect your choices regarding direct communication.

Review our privacy practices and apply with confidence.

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