Apply for Your Microloan in Under 5 Minutes

Our streamlined application process gets you the funds you need with minimal hassle and maximum security.

Experience the Momentum Ascent difference – secure, fast, and designed for quick approval.

Start Your Secure Application Now

Quick Application - Get Started in Minutes

Step 1 of 4: Personal Information

We'll never share your email with anyone else.
Illustration of a mobile-optimized online application form for a microloan, showing streamlined input fields and a progress bar.
Our intuitive form guides you through each step, making applying fast and easy.

Your Information is Completely Secure

Visual representation of digital data security, with a shield icon and encrypted lines flowing through servers, emphasizing 256-bit SSL encryption.

At Momentum Ascent, safeguarding your personal and financial data is our highest priority. We employ industry-leading security measures to ensure your peace of mind throughout the application process.

  • 256-bit SSL Encryption: All data transmissions are protected with bank-level encryption.
  • Secure Document Upload: Our system scans documents for viruses and stores them securely.
  • Multi-Factor Authentication: Optional enhanced security for your account.
  • Regulatory Compliance: We adhere to all state and federal privacy regulations.
Read Our Full Privacy Policy

Get Your Pre-Approval Decision Instantly

Graphic showing a smartphone with an 'Approved!' notification and a clock icon, symbolizing a fast, instant pre-approval decision for a loan.

We understand that when you need funds, you need answers quickly. Our advanced system provides an immediate pre-approval decision, so you know where you stand without delay.

  • Automated Feedback: Receive your decision as soon as you submit your application.
  • Soft Credit Check: Our pre-approval won't impact your credit score.
  • Clear Criteria: Understand the qualifications and next steps effortlessly.
  • No Obligation: You're only committed after final approval and acceptance.
Return to Application

Easy Document Upload - Camera or File Upload

A person using a smartphone to scan a document, with a desktop computer showing a drag-and-drop file upload interface, illustrating flexible document submission.

Submitting required documents is simple and secure. Whether you prefer to snap a photo with your phone or upload files from your computer, we make it easy.

  • Mobile Camera Integration: Capture and upload documents directly from your smartphone.
  • Drag-and-Drop: Effortlessly upload multiple files at once.
  • Format Validation: Our system alerts you to ensure correct file types.
  • Optimized Uploads: Automatic optimization for quick and secure transmission.
Upload My Documents Now

Track Your Application Progress

Dashboard interface on a tablet showing loan application status with a progress bar, notifications, and options for communication, indicating transparency.

Stay informed every step of the way. Our transparent application status dashboard provides real-time updates, so you always know the current status of your microloan.

  • Real-time Dashboard: Access your application's live status anytime, anywhere.
  • SMS & Email Notifications: Opt-in for instant updates on key milestones.
  • Direct Messaging: Ask questions and get answers directly from your dashboard.
  • Estimated Completion: See projected timelines for each stage of your application.
Check Your Application Status

Need Help? We're Here to Assist

Friendly customer service representative wearing a headset, smiling, with a live chat interface on a screen in the background, signifying helpful support.

Encountering an issue or have a question during your application? Our dedicated support team is ready to provide immediate assistance.

  • Live Chat Support: Get real-time answers directly on your application page.
  • Phone Assistance: Speak with a friendly expert at (615) 555-0123.
  • Detailed Application FAQ: Find quick answers to common questions.
  • Helpful Video Tutorials: Watch guides for specific steps in the application.
Contact Support

Final Approval and Same-Day Funding

Once approved, secure your funds quickly. Experience the convenience of electronic signing and same-day funding for eligible applications.

Illustration of a hand holding a smartphone showing a bank transfer confirmation, with a calendar icon highlighting 'Same Day', symbolizing fast funding.
  • Electronic Signature: Review and sign your loan agreement digitally from any device.
  • Same-Day Funding: Funds can be deposited into your account within hours of final approval.
  • Flexible Funding Options: Choose between ACH direct deposit or wire transfer.
  • First Payment Setup: Easily set up your initial repayment schedule upon acceptance.
Re-Start Your Application Today