Finally, Loans Designed for Gig Workers and Freelancers
Flexible terms that work with your variable income. Momentum Ascent understands your unique earning patterns.
Get a Loan that Works with Your Gig Schedule
Loans Designed for Your Gig Lifestyle
Variable Repayment Schedules
Align your loan payments with your project completion dates and client payment schedules, ensuring flexibility.
Gig Platform Integration
Seamlessly integrate earnings data from platforms like Uber, Lyft, and DoorDash for quick and easy verification.
Seasonal Adjustment Options
Get support during slower periods with repayment adjustments tailored to seasonal income fluctuations in the gig economy.
No Traditional Pay Stubs
We understand you don't have traditional pay stubs. Our process focuses on your actual gig earnings history.
Quick Approval Process
Fast approval based on your verified gig platform earnings history, getting you funds when you need them most.
Income Calculator & Demos
Utilize our interactive tools to forecast income and see how loans can fit into your variable earnings. Try the Calculator
Easy Income Verification – Connect Your Gig Apps
We've streamlined the income verification process to be as straightforward as your work. Connect directly to major gig platforms, securely and efficiently.
- Direct, secure integration with top gig platforms.
- Bank statement analysis for diverse income streams.
- Privacy-protected data sharing with your explicit consent.
- Alternative verification methods for established freelancers.
Repayment Options That Match Your Income Flow
We believe your loan repayments should adapt to your life, not the other way around. Our flexible solutions empower you to manage your finances confidently.
- Project-based repayment aligned with your client payment schedules.
- Percentage-of-income repayment options for slower periods.
- Seasonal deferral programs for cyclical freelance work.
- Emergency payment pause options for unexpected income gaps.
We Understand the Gig Economy
Income Volatility
We recognize the unique challenges of fluctuating income and tailor solutions to provide stability.
Payment Delays
We account for common platform payment delays and cash flow gaps inherent in freelance work.
Complex Income Streams
Supporting multi-platform gig workers by understanding and aggregating diverse income sources.
Momentum Ascent is built by people who get the gig economy. We're here to help you thrive.
Learn More About UsReal Freelancers, Real Success Stories
"Momentum Ascent bridged a crucial client payment delay, allowing me to deliver on time and maintain my reputation."
— Anya used a $1,500 loan to cover project expenses during a 30-day payment delay.
"Essential car repairs came up during my busiest season. Momentum Ascent's swift loan kept me on the road."
— David secured a $800 loan for emergency vehicle maintenance, avoiding lost income.
"I invested in new software with a Momentum Ascent loan, which unlocked bigger, higher-paying contracts."
— Sarah took a $1,000 loan to purchase professional design software, significantly boosting her earning potential.
Application Process Tailored for Gig Workers
Our application is built with your unique work rhythm in mind. Fast, flexible, and completely mobile-optimized.
Simplified Information
Only ask for relevant details about your gig work, not traditional employment history.
Platform Earnings Upload
Upload your earnings reports or connect directly for automatic verification.
Alternative Credit Assessment
Consider platform ratings and other non-traditional metrics for a broader view.
Mobile-Optimized Experience
Apply from anywhere, anytime, on your preferred device with ease.
